Unified pension systems aim to streamline and harmonize pension schemes across various sectors to create a more cohesive and equitable retirement framework. These systems integrate different pension plans into a unified structure, ensuring consistency in benefits, administration, and coverage. The goal is to provide a seamless pension experience for all individuals, irrespective of their employment history or sector. A unified pension system addresses the complexities and disparities found in multiple, sector-specific pension schemes. Traditionally, pension systems vary widely between public and private sectors, and even among different categories of public sector employees. These variations can lead to inequities and confusion among retirees, who might have worked in multiple sectors or roles over their careers. A unified pension system seeks to consolidate these disparate schemes into a single, coherent system, thereby simplifying the administration and enhancing fairness. A unified pension system standardizes pension benefits, eligibility criteria, and contribution rates across sectors. This means that individuals with similar career lengths and contributions will receive comparable benefits, regardless of their employment sector. One of the significant advantages is the portability of benefits. Individuals who change jobs or switch sectors during their careers will have their pension benefits seamlessly transferred and integrated into the unified system. This eliminates the need to manage multiple pension accounts and ensures that all contributions are accurately accounted for. By centralizing pension administration, a unified system can reduce administrative costs and complexity.