OMKAR DATTATRAY
Narendra Modi’s NDA government has embarked on the novel scheme of Lakhpati Didi’s and the scheme has now found mention in the election manifesto of BJP called as the Sanklap Patra .All of us know that a new government was formed in Rajasthan ,and many schemes were launched were launched in Rajasthan by the new BJP government .One of the best schemes launched in Rajasthan that empowers women is Lakhpati didi Yojana .Under this Yojana ,the women get financial assistance and can do their business and their own work .This scheme works well to improve the financial condition of the women in Rajasthan state .Peoples wait is over ,finally the Lakhpati didi Yojana is launched by the government .Under this scheme ,women get financial assistance ,meet their livelihood missions and other needs .Prime minister Narendra Modi had announced the Lakhpati Didi scheme to provide skill development training to 20 million women in villages across the country .Finance minister Nirmala Sitharaman had announced in her interim budget that government has enhanced the target of ‘Lakhpati Didi’s ‘the self help group workers who earn sustainable income of at least one lack rupees a year.”83 lakh SHG’s with nine crore women are transforming rural socio-economic landscape with empowerment and self reliance .Their success has assisted nearly 1 crore women to become lakhpati didis already. Buoyed by the success ,it has been decided to enhance the target of lakhpati didi’s .Lakhpati didi scheme is one of the best schemes of the Modi government aimed at empowering rural women and making them economically self-reliant and thus this results in the development of village economy which in turn will lead to the development of the country’s economy .Lakhpati didi Yojana is one of the best ambitious plan of Rajasthan government .It was launched on 23rd December 2023 by the newly formed BJP government of Rajasthan .After scheme implementation ,women around 10 crore are to get benefits of this scheme and connect with self help groups. These self help groups are the aganwadi didi ,bank wali didi .Lakhpati didi scheme is the best skill development training program for women ,because it enables them to earn money by engage in skill training .This scheme do not only improve women financially ,but also direct them to start their own business .While engaging with self help group ,women become self reliant and able to train on technical work .The most important aim behind to launch the Lakhpati Didi Yojana is that many women in country come from economically weak sections .It is for those women who want to become financially independent .Due to the financial conditions of such women ,the authorities will offer a loan of 5 lakh rupees without interest .In this way ,this scheme helps women to start their businesses and come out from their weak monetary condition. The department of rural development implements the scheme .The scheme works to developing and helps women to start their own business and the solid income possibilities .The Lakhpati didi scheme is a huge step in the direction of empowering women in villages .The plan provides a way for rural girls to help their families. The Prime Minister Narendra Modi said on women’s day that women connected with self help groups are the strong link for Viksit Bharat .The PM posted on X ”Lakhpati DIDI Yojnya is a means and medium to empower rural women .By the connection with self help groups ,the women ,girls and sisters are a strong link in the dream of Viksit Bharat. ”It is a beneficial scheme for women ,as it makes them self-reliant .Under this scheme ,eligible women can get loans and financial assistance of Rs one lakh .In this way the Lakhpati didis can start their own business and earn money and become self reliant financially .In India’s countryside ,a powerful change is taking place as the rural women are given financial assistance of rupees one Lakh to start a business of their own and become economically independent and self -reliant .The Lakhpati Didi scheme is well known among people after its launch because it offers loans to women .Monthly camps are set up in the neighborhood areas to present loans to eligible women especially the ones who have less income .A mortgage of Rs 5 lakh is ready for every eligible girl under this scheme .In this way ,Lakhpati Didi scheme ensures the economic growth of women .Training is a strong pillar of the Lakhpati Didi scheme ,ensuring ladies are ready to step into the commercial business .Many training periods are held to give women the capabilities needed to make the women able .Training is also supplied to women at the district and local levels and ensures that such initiatives are applied properly .Under the Lakhpati Didi scheme ,the financial assistance of 150 crore is distributed among eligible women .It benefits around 11.24 lakh women in the country. Along with the financial assistance ,there are various benefits offered by the Lakhpati Didi scheme.1-It provides training to all women.2-It connects women with SHG and enables them to get training in making LED bulbs ,plumbing ,repairing drones ,and other work .In this way ,the Lakhpati Didi scheme makes women financially independent to earn .3-Under this scheme ,20,000 new women are introduced to self help group and start their own business.4-The other benefits of this scheme are financial literacy workshops ,credit facilities ,vocational training ,insurance coverage ,talent development ,financial incentives ,virtual monetary inclusion ,self belief construction ,work teaching ,empowerment etc .Lakhpati Didi scheme is one of the best government initiatives that they take to empower women .It is a beneficial scheme for women ,as it makes them self-reliant .Under this scheme ,eligible women can get loans and financial assistance of Rs one lakh .In this way ,the Lakhipati Didi scheme aims to make rural women financially independent so that they start their own businesses and promote them .From equal growth opportunity to women -friendly infrastructure to increasing women’s participation in the workforce -in its Sanklap Patra for 2024 general elections released on 14th April Sunday ,the BJP which is looking for a third term at the centre ,promised a slew of measures with its focus on women empowerment .Releasing the party’s election manifesto ‘Modi ki Guarantee2024’PM Modi spoke about his government’s efforts to empower women in the last decade.FM Nirmala Sitharaman unveiled a progressive vision for the nations women through interim budget for the FY25 .The commitment to increase the target of women beneficiaries under the Lakhpati Didi scheme from two crore to three crore is a significant stride towards financial inclusion and empowerment .To sum up it can be said that Lakhpati Didi scheme is the novel initiative of the Modi government aimed towards the empowerment of the women because if we are able to empower women ,we are then able to empower the half of the country’s population.
(The author is a columnist, social and KP activist)